Chapter 5 - Naomi’s File
Naomi did not want Austin back.
That simplified one thing.
She also did not want her family dragged into my family’s criminal mess.
Reasonable.
Then her attorney discovered Austin had given Robert Millican a due diligence binder.
Naomi allowed police and my auditors to review portions relevant to WRS.
The binder claimed:
WRS Medical Recovery had no related-party conflicts with Pacific Crest Health.
False.
My brother owned it.
His sister worked as a forensic auditor at Pacific Crest.
Even if I did not know ownership, disclosure was required.
It also claimed initial capitalization came from:
FOUNDERS’ FAMILY EQUITY.
Technically.
My money was family equity if you were a thief with a sense of humor.
Then another document.
Projected expansion after Millican investment.
WRS planned to purchase a competing claims vendor.
Purchase price:
$14 million.
Target company held contracts with three hospitals.
Austin expected Robert to provide most capital.
Why rush marriage?
Because Robert wanted Austin to personally guarantee part of the investment.
Austin’s current personal financial statement was weak.
But as Naomi’s spouse, a separate Millican family trust would provide her a distribution and a marital home purchase.
Austin assumed that would improve his balance sheet.
Naomi had never agreed to use her trust for his business.
He told Robert she had.
Another lie.
Then life insurance.
No murder plot.
A key-person policy required for the business financing.
Austin listed Naomi as proposed co-guarantor without her permission.
More financial fraud.
Then Naomi found something else in the binder.
Corporate history page:
FOUNDING ADVISOR: AMANDA WELLMAN.
My mother.
Ownership?
Zero officially.
Consulting fees:
$220,000 annually.
For what?
“Strategic family capital advisory.”
I laughed until my knee hurt.
Amanda had been pulling more than two hundred thousand dollars a year from the business funded by my stolen trust.
No wonder she applauded when Austin hit me.
If Austin collapsed, her income collapsed.
Then WRS bank records.
Police subpoenas and Pacific Crest audit authority uncovered payments.
Amanda Wellman Consulting:
$1.1 million over five years.
Austin:
Salary.
Distributions.
Cars.
Travel.
Kathleen-linked loans serviced.
Then shell vendor:
A.W. FAMILY SERVICES.
Same address as Amanda’s accountant.
Another $640,000.
Total benefit to Amanda:
Nearly $1.8 million.
She had turned my childhood injuries into retirement income.
That sentence became difficult to breathe around.
Then hospital vendor invoices.
My professional audit resumed under a different lead because I now had a personal conflict.
Correct.
My colleague Daniel Park took over.
I provided notes and stepped aside from decisions.
He found WRS billed Pacific Crest for “recovered” insurance balances the hospital had already collected internally.
Duplicate recovery fees.
Estimated overbilling:
$2.6 million.
Another category:
patient outreach expenses.
Some fake.
Employees did work.
The company was not entirely fictional.
That made it harder.
Legitimate services wrapped around fraud.
Then vendor approval.
Who approved WRS four years earlier?
Director of Revenue Integrity:
Leonard Vale Jr.
I stopped.
“Vale?”
Son of Leonard Vale.
The old administrator who canceled my childhood social-work referral.
Now his son had approved Austin’s company as hospital vendor.
Coincidence?
Maybe.
Then Daniel found ownership disclosure signed by Austin.
Question:
Any family or household relationship with Pacific Crest employees?
Answer:
NO.
False.
Who witnessed?
Amanda.
Again.
Then payment to:
VALE CONSULTING GROUP.
$310,000 from WRS over four years.
Owned by Leonard Vale Sr.
The retired administrator.
Now we had a connection.
The man who helped bury my childhood injury reports had been paid by my brother’s company decades later.
May you like
That did not prove the old actions were corrupt.
But it was enough to make the auditors stop smiling.
